![]() This way you can easily keep track of your account balances, so you always know how much money you have left at the end of the month. Prism lets you organize your income and expenses all in one place. Gamification: Visualization of monthly income, expenses and remaining budget.Obviously, this app requires discipline and accountability, as no one is going to know if you are cheating. As an incentive, you have to make a payment to Beeminder if you can't manage to reach your goal or go off track. It's a contract play app that forces users to make a commitment to a goal and meet milestones along the way. Downloaded and installed more than 10,000 times (Android)īeeminder is a little bit different.All in all, the app will make you look at savings in a more goal-oriented way - like a real challenge! Beeminder The app rewards good behavior when spending less and punishes bad behavior when overspending on your credit card. The investments are selected by smart portfolio algorithms with the goal of helping to improve returns while reducing risk.Īpart from spare change investments, you have the option to make recurring investments, one-time investments and also start saving for long-term goals like retirement. Downloaded and installed more than 1 million times (Android)Īcorns targets users with less than $100,000 in yearly income and allows them to automatically invest their spare change from everyday purchases across 7,000 stocks and bonds.The overarching goal is to teach users good budgeting habits while tracking income and expenses. In addition, a search function allows you to better understand your spending habits. The app awards you for daily use, lets you analyze your expenses at a glance and helps you keep track of both your short-term and long-term balance sheet for easier financial planning. Downloaded and installed more than 500,000 times (Android)įortune City combines bookkeeping to track your expenses with a fun simulation game to build and grow your own city into a metropolis.The following apps - some of which feature gamification, and others that are more traditional - can help you meet your financial goals: Fortune City Other examples for game elements in financial apps include rewarding users when they check in at a local bank branch and awarding badges for reaching a predefined savings goal. The incentive is to save as much money as possible in order to see a larger difference between both graphs. ![]() ![]() The bar for outgoing transactions is red and grows longer and closer to the green savings bar with every dollar spent. This could be optimizing their expenses, income or savings.įor example, Outbank uses illustrated bars to visualize transactions. In financial apps, game-design features trigger an unconscious incentive that entices the user to reach a certain goal. Gamification can improve learning and boost performance.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |